MARKET: +14.2% ▲ ALL-TIME HIGH MOM & POP: MOAT AT ATH ($840 Moat Absorbing) SCRAPPY: +38.5% ▲ 42x Unpaid Interns Leveraged SERGEI: +21.0% ▲ 10,000 Bot Workers Deployed BARON: -3.1% ▼ Injunction Overruled by Cayman Court AMAZOFF: -12.8% ▼ Liquidated in Year 4 SEC STATUS: 0 SUBPOENAS FILED (COMPLIANCE WAIVED) CRASH WARNING: T-30s TICK COMMENCING MARKET: +14.2% ▲ ALL-TIME HIGH MOM & POP: MOAT AT ATH ($840 Moat Absorbing) SCRAPPY: +38.5% ▲ 42x Unpaid Interns Leveraged SERGEI: +21.0% ▲ 10,000 Bot Workers Deployed BARON: -3.1% ▼ Injunction Overruled by Cayman Court AMAZOFF: -12.8% ▼ Liquidated in Year 4
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Bankruptcy Filed

Second Mortgage Corp

Founder: Scrappy • Closed: Fiscal Year 6 • Build: 1.0.0CONTENT 30DEE960 • Filed: September 14, 2026 at 01:12 UTC
Final Valuation
$722
Final Liquid Funding
$890
Fiscal Review Record
3 Wins / 3 Setbacks

Executive Lineup (Board)

▼ 160
Freelancer
✦ MVP ✦

Freelancer

ENTERPRISE
SMALL HUMAN
6.0
SEC
Inflict 160 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
◈ 40
Graphic Designer

Graphic Designer

PLUS
SMALL HUMAN EMPLOYEE
7.0
SEC
Gain 40 Moat.
When you use an adjacent Employee, gain 20 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
▲ 30
Scrum Master

Scrum Master

PLUS
SMALL HUMAN EMPLOYEE
9.0
SEC
Fast Track adjacent Employees 1.
5s.
Profit 30.
Scale +1 while adjacent to an Employee.
Profit
Restores your Cash, up to your Valuation.
Fast Track
Instantly advances an asset's progress toward acting.
Scale
The asset's effects trigger additional times per activation.
▼ 40 ▲ 40
Hard Worker
Litigious
Litigious

Hard Worker

PRO
SMALL HUMAN EMPLOYEE
5.0
SEC
Inflict 40 Loss.
Profit 40.
Litigious
Litigious
Also apply 1 Scandal.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scandal
Fast recurring Loss that ignores Moat — but it blows over.
◈ 40 ▲ 50
True Believer

True Believer

PLUS
SMALL HUMAN
6.0
SEC
Gain 40 Moat.
When you use an adjacent Human, Profit 50.
Profit
Restores your Cash, up to your Valuation.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
◈ 60
Busy Receptionist

Busy Receptionist

PRO
SMALL HUMAN EMPLOYEE
4.0
SEC
Gain 60 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
▼ 30
Account Manager

Account Manager

PLUS
SMALL HUMAN EMPLOYEE SERVICE
7.0
SEC
Inflict 30 Loss.
Gain 50% Market Share.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
◈ 24
Chief Storyteller

Chief Storyteller

PRO
SMALL HUMAN EMPLOYEE
10.0
SEC
Permanently gain +26 Valuation.
Gain 24 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
▼ 20
Sales Quota

Sales Quota

BASIC
MEDIUM SCHEME
6.0
SEC
Inflict 20 Loss.
Your Employees inflict +8 Loss.
Loss
Reduces the rival's Cash. Absorbed by Moat first.

Enacted Corporate Policies

Aggressive Pricing
#1
Market Share 8%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Grassroots Growth
#2
When one of your Humans activates, Profit 10.
Profit
Restores your Cash, up to your Valuation.
Underdog
#3
POLICY
While behind on Cash, your assets work 100% faster.
Word of Mouth
#4
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
POLICY SLOT
#5
POLICY SLOT
#6
POLICY SLOT
#7
POLICY SLOT
#8

Fiscal Growth Timeline

INSOLVENCY FILED
Cumulative Wins
Cumulative Losses
Bankruptcy Limit (3)
Conceded 3 fatal setbacks by Fiscal Year 6, triggering mandatory corporate bankruptcy.
FINAL OUTCOME FISCAL YEAR 6 $722 VALUATION 3 Wins / 3 Setbacks
0 Baseline 2 ▲ 3 BANKRUPTCY 4 6 ★ 8 DOMINATION Yr 1 $90 Fiscal Year 1: 1 Wins, 0 Setbacks, $90 Valuation Yr 2 $160 Fiscal Year 2: 2 Wins, 0 Setbacks, $160 Valuation Yr 3 $238 Fiscal Year 3: 3 Wins, 0 Setbacks, $238 Valuation Yr 4 $411 Fiscal Year 4: 3 Wins, 1 Setbacks, $411 Valuation Yr 5 $517 Fiscal Year 5: 3 Wins, 2 Setbacks, $517 Valuation Yr 6 $722 Fiscal Year 6: 3 Wins, 3 Setbacks, $722 Valuation
Audit Raw Fiscal Records (Tabular Breakdown)
Fiscal Year Closing Valuation Cumulative Wins Cumulative Setbacks Status
Year 1 $90 1 0 Stable
Year 2 $160 2 0 Stable
Year 3 $238 3 0 Stable
Year 4 $411 3 1 Setback
Year 5 $517 3 2 1 Strike Left
Year 6 $722 3 3 Bankrupt

Ongoing Boardroom Performance

At each year-end, an audit snapshot of Second Mortgage Corp is filed to challenge rival corporate executives during their End-of-Year Showdowns.

Showdown Record
3W / 1L
4 battles fought as rival board
Board Win Rate
75.0%
3 rivals repelled
Active Board Snapshots
6 Filings
Years 1 through 6

Annual Boardroom Snapshots

Historical portfolio audits captured at the conclusion of each fiscal year.

6 Years Archived
YEAR 1 $90 0W - 0S
Assets
Freelancer
+

Freelancer

PLUS
SMALL HUMAN
6.0
SEC
Inflict 40 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
Account Manager
+

Account Manager

PLUS
SMALL HUMAN EMPLOYEE SERVICE
7.0
SEC
Inflict 30 Loss.
Gain 50% Market Share.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Shaved Yak
+

Shaved Yak

PLUS
SMALL ANIMAL
12.0
SEC
Slow adjacent assets 2s.
Profit 100.
Permanently gain +20 Valuation.
Profit
Restores your Cash, up to your Valuation.
Slow
The asset works at half speed while Slowed.
Volunteer
+

Volunteer

PLUS
SMALL HUMAN
6.0
SEC
Inflict 40 Loss.
Profit 40.
Always costs 0 Funding.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
YEAR 2 $140 1W - 0S
Assets
Freelancer
++

Freelancer

PRO
SMALL HUMAN
6.0
SEC
Inflict 80 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
Account Manager
+

Account Manager

PLUS
SMALL HUMAN EMPLOYEE SERVICE
7.0
SEC
Inflict 30 Loss.
Gain 50% Market Share.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Shaved Yak
+

Shaved Yak

PLUS
SMALL ANIMAL
12.0
SEC
Slow adjacent assets 2s.
Profit 100.
Permanently gain +20 Valuation.
Profit
Restores your Cash, up to your Valuation.
Slow
The asset works at half speed while Slowed.
Volunteer
+

Volunteer

PLUS
SMALL HUMAN
6.0
SEC
Inflict 40 Loss.
Profit 40.
Always costs 0 Funding.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Hard Worker
+

Hard Worker

PLUS
SMALL HUMAN EMPLOYEE
5.0
SEC
Inflict 20 Loss.
Profit 20.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Graphic Designer

Graphic Designer

BASIC
SMALL HUMAN EMPLOYEE
7.0
SEC
Gain 20 Moat.
When you use an adjacent Employee, gain 10 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Policies
Aggressive Pricing
Market Share 8%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
YEAR 3 $220 2W - 0S
Assets
Freelancer
++

Freelancer

PRO
SMALL HUMAN
6.0
SEC
Inflict 80 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
Graphic Designer
+

Graphic Designer

PLUS
SMALL HUMAN EMPLOYEE
7.0
SEC
Gain 40 Moat.
When you use an adjacent Employee, gain 20 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Scrum Master
+

Scrum Master

PLUS
SMALL HUMAN EMPLOYEE
9.0
SEC
Fast Track adjacent Employees 1.
5s.
Profit 30.
Scale +1 while adjacent to an Employee.
Profit
Restores your Cash, up to your Valuation.
Fast Track
Instantly advances an asset's progress toward acting.
Scale
The asset's effects trigger additional times per activation.
Hard Worker
++
Litigious

Hard Worker

PRO
SMALL HUMAN EMPLOYEE
5.0
SEC
Inflict 40 Loss.
Profit 40.
Litigious
Litigious
Also apply 1 Scandal.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scandal
Fast recurring Loss that ignores Moat — but it blows over.
True Believer
+

True Believer

PLUS
SMALL HUMAN
6.0
SEC
Gain 40 Moat.
When you use an adjacent Human, Profit 50.
Profit
Restores your Cash, up to your Valuation.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Volunteer
+

Volunteer

PLUS
SMALL HUMAN
6.0
SEC
Inflict 40 Loss.
Profit 40.
Always costs 0 Funding.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Account Manager
+

Account Manager

PLUS
SMALL HUMAN EMPLOYEE SERVICE
7.0
SEC
Inflict 30 Loss.
Gain 50% Market Share.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Chief Storyteller
+

Chief Storyteller

PLUS
SMALL HUMAN EMPLOYEE
10.0
SEC
Permanently gain +18 Valuation.
Gain 16 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Policies
Aggressive Pricing
Market Share 8%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Grassroots Growth
When one of your Humans activates, Profit 10.
Profit
Restores your Cash, up to your Valuation.
YEAR 4 $292 3W - 0S
Assets
Freelancer
++

Freelancer

PRO
SMALL HUMAN
6.0
SEC
Inflict 80 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
Graphic Designer
+

Graphic Designer

PLUS
SMALL HUMAN EMPLOYEE
7.0
SEC
Gain 40 Moat.
When you use an adjacent Employee, gain 20 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Scrum Master
+

Scrum Master

PLUS
SMALL HUMAN EMPLOYEE
9.0
SEC
Fast Track adjacent Employees 1.
5s.
Profit 30.
Scale +1 while adjacent to an Employee.
Profit
Restores your Cash, up to your Valuation.
Fast Track
Instantly advances an asset's progress toward acting.
Scale
The asset's effects trigger additional times per activation.
Hard Worker
++
Litigious

Hard Worker

PRO
SMALL HUMAN EMPLOYEE
5.0
SEC
Inflict 40 Loss.
Profit 40.
Litigious
Litigious
Also apply 1 Scandal.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scandal
Fast recurring Loss that ignores Moat — but it blows over.
True Believer
+

True Believer

PLUS
SMALL HUMAN
6.0
SEC
Gain 40 Moat.
When you use an adjacent Human, Profit 50.
Profit
Restores your Cash, up to your Valuation.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Volunteer
+

Volunteer

PLUS
SMALL HUMAN
6.0
SEC
Inflict 40 Loss.
Profit 40.
Always costs 0 Funding.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Account Manager
+

Account Manager

PLUS
SMALL HUMAN EMPLOYEE SERVICE
7.0
SEC
Inflict 30 Loss.
Gain 50% Market Share.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Chief Storyteller
+

Chief Storyteller

PLUS
SMALL HUMAN EMPLOYEE
10.0
SEC
Permanently gain +18 Valuation.
Gain 16 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Policies
Aggressive Pricing
Market Share 8%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Grassroots Growth
When one of your Humans activates, Profit 10.
Profit
Restores your Cash, up to your Valuation.
YEAR 5 $429 3W - 1S
Assets
Freelancer
+++

Freelancer

ENTERPRISE
SMALL HUMAN
6.0
SEC
Inflict 160 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
Graphic Designer
+

Graphic Designer

PLUS
SMALL HUMAN EMPLOYEE
7.0
SEC
Gain 40 Moat.
When you use an adjacent Employee, gain 20 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Scrum Master
+

Scrum Master

PLUS
SMALL HUMAN EMPLOYEE
9.0
SEC
Fast Track adjacent Employees 1.
5s.
Profit 30.
Scale +1 while adjacent to an Employee.
Profit
Restores your Cash, up to your Valuation.
Fast Track
Instantly advances an asset's progress toward acting.
Scale
The asset's effects trigger additional times per activation.
Hard Worker
++
Litigious

Hard Worker

PRO
SMALL HUMAN EMPLOYEE
5.0
SEC
Inflict 40 Loss.
Profit 40.
Litigious
Litigious
Also apply 1 Scandal.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scandal
Fast recurring Loss that ignores Moat — but it blows over.
True Believer
+

True Believer

PLUS
SMALL HUMAN
6.0
SEC
Gain 40 Moat.
When you use an adjacent Human, Profit 50.
Profit
Restores your Cash, up to your Valuation.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Volunteer
+

Volunteer

PLUS
SMALL HUMAN
6.0
SEC
Inflict 40 Loss.
Profit 40.
Always costs 0 Funding.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Account Manager
+

Account Manager

PLUS
SMALL HUMAN EMPLOYEE SERVICE
7.0
SEC
Inflict 30 Loss.
Gain 50% Market Share.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Chief Storyteller
+

Chief Storyteller

PLUS
SMALL HUMAN EMPLOYEE
10.0
SEC
Permanently gain +18 Valuation.
Gain 16 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Sales Quota

Sales Quota

BASIC
MEDIUM SCHEME
6.0
SEC
Inflict 20 Loss.
Your Employees inflict +8 Loss.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Policies
Aggressive Pricing
Market Share 8%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Grassroots Growth
When one of your Humans activates, Profit 10.
Profit
Restores your Cash, up to your Valuation.
Underdog
POLICY
While behind on Cash, your assets work 100% faster.
YEAR 6 $569 3W - 2S
Assets
Freelancer
+++

Freelancer

ENTERPRISE
SMALL HUMAN
6.0
SEC
Inflict 160 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
Graphic Designer
+

Graphic Designer

PLUS
SMALL HUMAN EMPLOYEE
7.0
SEC
Gain 40 Moat.
When you use an adjacent Employee, gain 20 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Scrum Master
+

Scrum Master

PLUS
SMALL HUMAN EMPLOYEE
9.0
SEC
Fast Track adjacent Employees 1.
5s.
Profit 30.
Scale +1 while adjacent to an Employee.
Profit
Restores your Cash, up to your Valuation.
Fast Track
Instantly advances an asset's progress toward acting.
Scale
The asset's effects trigger additional times per activation.
Hard Worker
++
Litigious

Hard Worker

PRO
SMALL HUMAN EMPLOYEE
5.0
SEC
Inflict 40 Loss.
Profit 40.
Litigious
Litigious
Also apply 1 Scandal.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scandal
Fast recurring Loss that ignores Moat — but it blows over.
True Believer
+

True Believer

PLUS
SMALL HUMAN
6.0
SEC
Gain 40 Moat.
When you use an adjacent Human, Profit 50.
Profit
Restores your Cash, up to your Valuation.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Busy Receptionist
++

Busy Receptionist

PRO
SMALL HUMAN EMPLOYEE
4.0
SEC
Gain 60 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Account Manager
+

Account Manager

PLUS
SMALL HUMAN EMPLOYEE SERVICE
7.0
SEC
Inflict 30 Loss.
Gain 50% Market Share.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Chief Storyteller
++

Chief Storyteller

PRO
SMALL HUMAN EMPLOYEE
10.0
SEC
Permanently gain +26 Valuation.
Gain 24 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Sales Quota

Sales Quota

BASIC
MEDIUM SCHEME
6.0
SEC
Inflict 20 Loss.
Your Employees inflict +8 Loss.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Policies
Aggressive Pricing
Market Share 8%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Grassroots Growth
When one of your Humans activates, Profit 10.
Profit
Restores your Cash, up to your Valuation.
Underdog
POLICY
While behind on Cash, your assets work 100% faster.
Word of Mouth
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.